With DAN you have to prove your residential status... See below
18. I'll be travelling for more than three months and won't have a fixed residential address during that time. Can I join DAN and be covered for this trip?
No. To be a DAN Member
you need to provide us with an actual residential address where you will be living for most of the annual membership
period. Your coverage is based on this address and, in the event of a claim, you could be required to produce evidence of living at this address over the relevant period. However, you can make multiple trips of up to three months away from this residence during the period of insurance.
For those who are travelling extensively without a proper residential address, we recommend that you take out a general annual travel insurance.