My husband and I live aboard
our sailboat in the USVI, and are having a really hard time finding any health insurance
. I have spent countless days online researching and made tons of phone
calls to figure out how to obtain coverage, to no avail.
The USVI government
opted out of Obama Care, all decent international health care
providers will not cover someone living in the USVI, and all US based individual health care
providers will not cover anyone living in the USVI either! I also tried contacting DAN (Diver's Alert Network), but they won't cover us either because we live in the us virgin islands
We've considered using my dad's state-side address as our permanent address, but is that legal
? I know how insurance
companies are, trying to find any excuse to avoid paying, and surely they'd find out that we don't really live at that address. I'm also wondering if my current
US based life insurance
policy is just a waste of money
, since they also may refuse to pay out if they find out we are living abroad. Any help would be greatly appreciated!