Hi. Sail on a B361 as well. If you are talking coastal cruising, an inflatable
is the way to go. I have sailed the US East coast
to the Bahamas
and other venues this side of the continent and can only say that your diighy is your taxi and has to be up to the task in most weather
conditions (getting you to and back from shore safely and reasobnably quickly when anchored-moored out). Yes, rowing is great. But you are looking at two different things. You could keep a rowing hard dinghy
at your port of call (marina) and use it when you are there. Otherwise, inflatables are the way to go - safe, stable and able to sustain a payload. We tow it behind, but get the OB on a bracket on the stern rail when sailing for any lenght of time. Hope this sheds some light.