You seem to have received basically good and sensible replies.
My 2 pennies worth would be to get a little experience somehow and preferably
training as appropriate before
buying a boat because that process will give you a good idea of what might be appropriate to start with but if you must go ahead anyway because of desire etc.ASAP then make your offer ' subject to
survey and inspections ' then get the
boat inspected by a qualified
surveyor etc. and any found issues worked out in the deal before parting with any
money except for the deposit.
Where in
Scotland are you and where proposing to keep the eventual
boat - I grew up sailing on the
west coast and have also enjoyed some cruising there in recent years.
Cheers,
Niall.