I used to teach OUPV and 100 Ton Masters License
courses in the Northwest. We would get students who were buying
some big boats without much boating
experience. A lot of the students had been told by their insurance
companies that they couldn't drive their own boat
unless they had a captains license
. I imagine that would also apply in this case. Sure, it's your boat and legally, you can do whatever you want with it - but your insurance
company may have something to say about it.