The issue of certification
of competence for insurance
is not as clear as many people think. Many companies do not require any certificate and will not even give a cheaper rate if you have one, but this is not always the case.
charters do require a certificate of training
, usually ICC
, which can be obtained directly with a RYA Day Skipper).
You are right that it is possible to learn a lot on your own. And if you are a self learner, you can save good money
by doing it. Just make sure that you cover what is actually covered on for example RYA's courses.
However, I would not say that a online day skipper
(RYA) is not worth doing. The fact that it is online does not mean that it is easy. There is quite a lot of work
to be done (chartwork, reading, etc) that may not be straightforward for beginners. To complete the Day Skipper
, it is also necessary to go for the Practical Course, which usually involves 5 days aboard.
Hope this helps.