Well, Amgine, if you have 450K she's all yours. I imagine the Hallberg-Rassy is in that neighborhood as well.
On the
rudder, I think the theory is that if you have a decent gap between the
keel and the rudder on a full keeled
boat, the rudder efficiency improves because the
water flows better, but I'll leave that to the naval architects. I will note in passing that the rudder/keel design on the French & Webb "Custom" is similar to the configurations on Paine's earlier cruising hulls, e.g the Annie and the 40 footers he designed for
Cabo Rico.