I guess you appreciate that the issue is only relevant for the mains voltage system. Most hot
water services are 12 volt and so will
work equally well in any country. All of the 12v
wiring will be fine (barring deterioration)
The problem comes when you feed 110v into a 220/240v system. In order to save
money the original
builder might have used a lighter gauge wire in the 220/240v circuit. If you apply 120v to this circuit, the wires will overheat. It's all to do with delivering amps to the
appliances. 220v requires half the amps to deliver the same wattage as 110v. Reduced amperage allows for reduction in wire diameter.
The PO might have already changed all of the
power point and so that test won't help. Wiring colour might be an indicator but it depends on where the boat was built and how fussy the
builder was.
I would get an electrician to look over the circuit and see if the wire size is large enough to carry typical loads.(10 amps in 220c, 20 amps in 110v))