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Vonotto,
It will probably be better to "cut your coat according to your cloth" to use an old adage.
Sit down and work out, realistically, what your budget is. You will need to take into account, not just the initial purchase price of the boat and the initial cost of any work necessary to get her up to seawothiness, but also factor in the ongoing costs that will include ongoing maintenance, berthing costs, insurance, replacement of sails, etc.
Once you have worked out your realistic budget, then start looking for what boats are available in that budget range. If you aren't planning long term live-aboard you probably don't need a 45' boat. Actually, in my opinion, even if you are planning long term live-aboard, you don;t need a 45' boat, but I digress. There are plenty of significatly smaller boats that will be fine for 4 people (think 1 double bunk and 2 singles). If I were in your position, working with a limited budget, I would be looking for something around the 32-34' range, but again, it will depend on your budget, how much work you want to do and what akes your fancy. Just don't put the cart before the horse.
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