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If you leave Florida within the 90 days and return as a foreign flagged vessel on a USA cruising licence you are free from the FL taxes.
What then happens is you must pay import duty when you get home, worse still as due nationals you will probably have to pay it twice, I am dual UK/AUS and can't go to Oz on a UK ship without paying Oz duty, and vic versa for UK and Oz registered ship. Maybe you'll get lucky with NZ!
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