| Health insurance
Ok. This seems to be the most hard to find info of anything we have looked for to start our cruising lifestyle…Where to get affordable health insurance even if its just a very high deductible to just cover those major “illnesses”, that everyone hopes will never happen to them. Unless we plan on leaving the states for over 6 months out of the year and finding an off shore address, I just can not find it….unless I want to pay around 5 to 8 thousand dollars a year. Our thought is to self insure ourselves by have an account in place before we leave that would take care of some of the problems, how ever god forbid if one of those major illnesses struck….this would end our dream. Our thought is to put about 5 years of what we would pay for premiums aside and hope for the best.
My biggest questions for all of you out there that are self-insured is when something does happen where do you go and where are the affordable places without jeopardizing your health? Clinic? Hospital? For those who are in good condition health wise, do you find you end up needing a lot of medical treatment or advise each year? I know this would all depend on the person and your situation however I would like to just get some feed back from cruisers out there already in this situation. |