| We got ours though Progressive. Here's the deal: If the boat is wood, few insurers like it, even though some wooden boats have been in continuous service for the last 100 or so years with others taken in and out at various points.
If, on the other hand, the boat is ply/glass/epoxy, that's composite construction and a different beast because it isn’t classified as a wood boat. Regardless, if you have an accident, the insurance company will work to determine if you have been truthful with them first. That is, that you hadn’t let it rot, that it was ply/glass/epoxy and not just epoxy over wood, etc.
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Regards,
Maren
The sea is always beautiful, sometimes mysterious and, on occasions, frighteningly powerful. |