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You may have heard that Zurich has exited the marine insurance market as of May this year. They had a policy called the Quartermaster which had a liveaboard endorsement. Zurich's exit left a void in the market, so IMIS has been working closely with Maritime General to come up with a replacement, the result of which is the Liveaboard Endorsement that you mention above.
The only two policies that I am aware of that currently have this type of personal liability coverage are Maritime General & Markel Jackline. The Maritime General policy is designed for vessels navigating within the continental United States, excluding vessels moored in southeast coastal waters from NC through TX between June 30th and November 1st. The Markel Jackline policy is aimed at offshore cruisers navigating worldwide.
If CF members are interested in either policy, you know where to find us.
Fair Winds,
Susan
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