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I pay $55.00 a year for $500K liability with the "Good Neighbour" people. I must be getting a deal because I also have 3 cars with them too.
My 31yo boat can't seem to get full coverage without a full survey. At about $600 its bit pricey for a boat that is only worth about $15k "IF" I could sell it. It survived hurricane IKE but cost me about $1k for repairs and transport. Thats about the same cost(over the 4 years I've owned her) as if I had it insured except that they would have written her off with that much damage.
Liability is a must but full coverage is a tough choice.........m
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I must go down to the sea again.........
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