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Just a suggestion but: DON'T DO IT!!! 1) When you see how much it actually costs to own a boat it quickly becomes apparent BOAT is an acronym for Bring Over A Thou$and, 2) It just gives your other half concrete proof your hobby is expensive (= $ you should have lavished on him/her) 3) You can rent a more expensive boat for far less than one that is 'affordable'. 4) If you have to ask "How much does that cost ..." you will really start feeling like a cash cow at the Chandlers.
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