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All foreign yachts need a cruising permit to stay in the USA, and none of the visa waivers apply if you come to the US by boat, you WILL need a stamped visa in your passport.
On another note ( if i may without hijacking the thread) There are many many people who sail to all sorts of places on very limited budgets. THis concept that one needs a thousand, or two, each month is very limiting. I am amazed by how much people think is absolutely necessary to cruise with. Many of my friends ( and I) cruise on monthly budgets in the low hundreds. If one speads the fees over lengths of time they are not that onerous. I have been in the Med, both east and west, and am now on the east coast USA, heading south in the autumn. Owning a sailboat is not cheap buying cheap kit/ gear is a fools game, but if one keeps the systems simple and rugged, and buys the best available all is possible.
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