Quote:
Originally Posted by Bash  It's possible to buy liveaboard policies that cover you off the premises much the same way that a homeowner's policy does. I have a liveaboard policy that protects me against liability claims when I'm off the boat, and provides for additional living expenses if the boat becomes uninhabitable, and covers theft of personal items on and off the boat. For example, if you break into someone's car and rip off the golf clubs, most people would be covered under their homeowner's policy. Steal my golf clubs and I'm covered under my liveaboard policy. |
Actually you can get this coverage under any policy. I already have it, although there is a limit. Maybe with a live aboard policy there's a higher limit or none?
But you shouldn't really need that much coverage. Isn't part of living aboard, getting rid of all those expensive dirt dweller toys.
Really, my bike and laptop are by far the most expensive things I need the coverage on. Well and cameras and dive gear, but that's all covered under my dive insurance.