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Old 22-06-2009, 13:23   #2
Cheechako
Registered User
 
Join Date: Aug 2006
Location: Skagit City, WA
Boat: Fellippi 32
Posts: 2,205
I would say nothing unless they ask for the info. I dont see why you are obligated to give info you are not asked for. Many will ask I imagine. On the other hand, dont lie either for sure. Interestingly, in the mid 80's when I sailed to Mexico from the Pac Northwest, the insurance company I was with offerred insurance that covered "inland waters and within 75 miles of the coast". Therefore I was insured all the way down the rough Pacific Coast (the "graveyard of the pacific") until I exited the US! This was standard cheap insurance like sold for ski boats etc... I'm sure that has changed! The insurance game seems to be very vague at times, I guess they figure they have more money for lawyers than the buyer does! My current auto insurance company asks for the anticipated driving mileage on each vehicle. For reasons I dont need to go into here, I have traded vehicles a lot in the last couple of years. In doing so, I have changed which cars I drive to work etc. I have received 3 different answers from them about when I can change the predicted mileage. Once they said only at renewal time (May every year), then at renewal time they said, only at the year anniversary of insuring that particular auto, (Both these times I wanted to reduce my predicted mileage), Once when I said I wanted to raise it, they did it right then! (more money for them) It's a real racket....
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