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I recently read that it is becomming difficult to get boat insurance for a solo cruser, or a long trip cruser. Is this true?
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All reputable insurance companies have limits on sailing solo. The main reason is that if you go on a long offshore passage, you will have to sleep sometime, so no-one will be on watch. Some examples of solo-sailing limits I have seen include:
~ Excluding coverage for continuous trips that last over 24 hours
~ Not allowing single-handing at night
~ Seaworthiness clause. Maritime courts have agreed that seaworthiness applies not only to the actual condition of the vessel, but also to having an adequate number of crew on board for the passage planned.
But if you want to island hop, have a good sailing resume, and an insurable boat, you should be able to get coverage.