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As an owner of a catamaran located much south of you, yet where it does freeze dependably each year, I am aware of the negatives of cats in the cold.
Since their cabin space is more spread out, they are much harder to heat. Systems you don't want to freeze are usually more exposed--they are on mine. Fresh water tank, water lines, water heaters, engines. On a mono, all these things are central and more compact. One heater can protect most of it.
It can be done with a cat, but it is more difficult.
If you are talking about just putting it away for the winter, you will still have to deal with these things in the borderline seasons.
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