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Jim, I recommned you verify this, but my understanding is that the cruising permit is good for 12-months and cost $150 for vessels under 35 feet and $300 for larger vessels. I believe the 90-day limit is a re-entry limit. If you leave the Bahamas and re-enter within this time of issue, you do not have to pay the permit fee again, but do if it's over 90 days. I believe that's the case.
I also understand after one year, one can continue to keep their boat in the Bahams by renewing the permit without exiting the country for $500, and can do that up to 3 years. If one wishes to keep their boat in the Bahamas for longer than that I belive they are required to import it and pay an import tax.