What sort of cruising are you planning - solo - a couple - or family? Coastal or offshore? What size boat r u looking for and where will you be sailing? If you could advise your experience to date - I could offer some advice. I have owned a wonderful 38' sloop for 20 years and also chartered extensively on many different size and brands and rigs - some in US and some in Caribbean and Greece so tell us more about your cruising aspirations.