As one of the ladies, my going ashore or walking out outfit for formal occasions is a longish skirt in dark blue or white depending on time of year, blouse, and club blaser with ladies tie or scarf. I don't normally wear heels and prefer a pair of oxfords. On board, since I sail northern waters where it has a tendency to be cool to cold at sea, my usual outfit is a pair of high waisted wool trousers, sea boots, long sleeved grey flannel shirt and wool button up vest. If it gets a bit cold for that I add a double breasted frock coat. I can add a woolen watch coat to that if need be. For really wet weather
I have rain outfit and southwester. I also have a black leather reefer coat to hold out the wind
, but as one companion said, I look like a U-boat captain
wearing that. For hot weather
or tropics, I simply layer down and substitute baggy tropical shorts and tropical shirt.