Age ol' question - Cruising Budgets

[Pyxis]

Good Evening

I know that this question comes up all the time. (And perhaps I should havechecked the archives first) But here goes:

For people cruising full time. Not shoe string, Not luxury, but middle of the road reasonable living - what does it cost.

Obviously cruising grounds, eating habits, size, age, complexity of boat all have an impact....

But if I want to take off for a year with myself, my wife and my 3 year old. On say a 40' Blue water capable boat (which we already own and is currently in good condition with up to date equipment, but not all bells and whistles.

Let's assume we'll not go out to eat more than 2-3 times monthly. Have a ER reserve etc. And stay fairly close to home (Florida) e.g Caribean?

What is my budget? Weekly? Monthly?

What is the experience of others?

Thanks
Paul