I've been through a dozen hurricanes over the years, Cat1 - Cat5.
Mostly they are just a pain in the ass. More than 50% of the time you make a lot of preparations and they miss you. Living in Miami/Fort Lauderdale area for a bunch of storms the most damage I've seen comes from other people who don't tie up their boats properly and they brake loose and smash everything in their path. I went through a mild Cat1 storm here in St Maarten last year at a good marina and there was a lot of damage from boats that broke loose or snapped lines at the dock
and beat themselves to death. I will stay where I am in a Cat1 - Cat3 storm otherwise I'll RUN. I have no interest in riding out another big storm at this point in life, and then living with the aftermath of no power, no water
Contrary to what someone else posted Quote "There's a good reason why the insurance
companies won't cover losses in those areas. Insurance
is available to remain in hurricane
zone during season, and they do cover storm damage. I have had this coverage on every boat I've owned for over 20 years. So it has nothing to do with potential of loosing my boat.