Quote:
Originally Posted by Kahala
How does adding an inexperienced owner/crew with no anchoring experience into the equation resolve your concerns about insurance premiums?
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Well, it ain't warm and fuzzy, that's for sure.
If the owner and crew are inexperienced, perhaps they should not try to have a
boat in the
water during cyclone season.
We are pretty experienced, but choose to move from cyclone territory in the bad season rather than broadening our experience by being at
anchor during a cyclone's passing. We've been caught out a couple of times by out of season storms. We've then done our very best to get into a cyclone hole and do all the required prep
work. NOT happy about the folks nearby who did not do so, folks who followed your
advice and scarpered, leaving their ill prepared craft to fend for itself.. and possibly destroy their neighbors boats. No idea if they were insured or not, but I consider them selfish and inconsiderate (to be polite).
If you can't move the
boat to a safer climate, perhaps putting it
on the hard would be possible. I believe that is a frequent ploy in the
Florida cruising orbit, but have no experience there.
Owning a boat involves responsibilities beyond making monthly payments...
Jim