Originally Posted by boatman61
You can 'expect" all you want for people to have insurance.
- Did you check?
- Did you confirm with YOUR insurance company that liability was being transfered for the purposes of THIS TRIP from X to Y to the insurance of the hired skipper and his insurance POLICY number given to your insurance?
Oh dear. Whoops.
If a Captain is a friend or someone who has a good reputation and is within your price
capabilities, and he informs you that he does not have insurance and will not be carrying the insurance liability on this trip.......... he will not. It does not make him a bad delivery captain.
It makes him a delivery captain that has informed you of HIS side of the contract.
I 'hire" locums in my medical
clinic from time to time. They are on my insurance even though self employed.
I hire drivers from time to time. If they use MY vehicle, its my insurance. If its a Taxi or a Car company with their vehicle and driver, its their insurance.
Stupid stuph happens, and the sad thing is WHATEVER happens that the owner disagrees with will make a good delivery skipper
bad in the hirers eyes........ from hitting something to a diference over a weather
window missed and fuel
having to be used......... whatever..... but he was hired to do the job and its his call and things result from that.
It doesnt always go smoothly.
The trip cost you $1500 more.
Skippers will tell you of trips where malfunctions happened en route
and the boat is laid up in a foreign port waiting for repairs
and costing thousands. Thats not the skippers fault either. It just feels like it should be
Im genuinely understanding the irritation. Get over it and move on. Life is too short.