If you are talking about year round life on the hook... The Titusville Municipal Marina has an anchorage just outside of it's basin, where you can live anchored out. For a fee, you get pumpouts, a parking space, a
dinghy dockage spot, and showers. I wouldn't go further north than that. Even here, it gets mighty cold out there with no heat. For comfort in the
winter... there is Boot Key Harbor, in Marathon Fl. They offer all of the above as well... if on a
mooring. M.