Aloha and welcome aboard!
If the crazy thing you inted to do is sail then the easiest way to be prevented from having much sail time is to buy a project
boat. I recommend getting one that has had all the interior
removed and needs to have the cabin
and decks replaced.
If the crazy thing is buying
I'm sorry. There just isn't anything we can do for you unless you give us all your money
so you won't be tempted.