Welcome matey and glad the bugs got you also.
I;m a lucky one who's always lived close or on the sea, but heop you find the solution that best suits you.
Frankly, rigging up to a 25 footer might look daunting before you've done it. But do it 30 times a year and you'll get to be pretty quick.
For what its worth - when we lived in Perth, Australia
and kep yachts up river, we had to drop their masts each weekend when we went out to race
You get set up for it and we used to regularly drop our 40 footers rig to get under 3 brodges, and hoist it back up - all underway.
'We' being self and wife.