I don't know how it works in the Army but when Aye was in the US Navy
, we could apply our housing allowance toward the rental or purchase
of an off base appartment, house, mobile home... or boat, provided we did in fact live aboard the vessel. And many coastal military bases have marinas
and / or small boat harbors at very reasonable rates.
A friend of mine played the program so well that by the time his six year naval enlistment was up - he was the proud owner of three sailboats... all payed for by the US Military. The largest was a fine Cheoy Lee
41 upon which he & his family
are presently sailing around the world.
With ten years remaining in your military career you may easily be able to retire with a paid for bulkhead to hang your discharge upon, complements of the US Army.
I suggest you speak with someone at your base Credit Union and stroll the docks in nearby marinas
. I believe you'll find a number of retired soldiers & sailors in your area who would be willing to offer creative boat financing
to a young married, active duty soldier who shares the same dream he once had.
In closing... although they sure do look, feel and smell
nice, I'd steer clear of wooden boats and focus your search on modern fiberglass
designs... unless it is your dream to become a full time carpenter
whithout the benefit of being able to use a hammer, square or level.
I salute you.