I think you need to get some boat walking experience. Your time at sea is invaluable but it needs to be refocused. Bottom line. You really don't know what boat you want but you do have ideas. They need sorting out in an affordable manner.
NW Iowa. Been there done that Marshalltown and points in between to Minneapolis - in the winter. Not a lot of boat shopping
on Clear Lake
either. Nice people though. You'll need some road trips so bite the bullet and get into it. You'll need to spend some time on-line looking at pictures and plans of boats. You are not looking for a boat you are look at many boats with the idea that you want to learn how far the money
goes and what you get for what asking prices. Just don't fall in love or try to find the special boat. it's just to get the mind asking questions (you post them here after you use the search tool to see if it is already answered). This is the background to the road trip planning.
The road trip needs to be looking at as many boats as your behind can walk. You need at least 5 miles of dock
walking just looking. All the time thinking about the pictures you saw and asking the question of so how come they don't look like the pictures.
If you can do some of that then you are ready to get on some boats and look inside.
The goal is you want a short list of boats that really are for sale
that you walked on and saw. Now you make the list of things about them using the DETAILED notes you took on the tours. You need to mentally sort out why each boat is different and why the prices are not the same. Then tie that back to which boat is the one you want to own. Next why the others are not as good and last how much more money
will you need because you thought you could low ball the price
. the better boat always costs more.
So now the confidence is building. Can you write an offer and lay down a deposit check? Assuming you can't you go home knowing next time will be better. You can't go the first time unless you can live with that idea that it might take another trip. The name of the boat buying game
is "can you walk away" and could I buy another similar boat for about the same price. You can't feel that good unless it's true. It's easy to walk away from a deal if you know a better one is there in hand.
If you can lay down 3 solid deals you can buy that day then you can work them as deals until they don't work knowing you have others. The best deal means most all the rest of the boats are still for sale
. You won't rock the boat.
Offer accepted! Schedule the surveyor
. You need to be there. You ned a surveyor that is a member
of one of the certification
organization so you can buy insurance
. If you need a loan then that needs sorting out in Iowa. Dpn't leave home without real money.
If the survey
goes bust you need to bail out soon and save some money by not getting a report and pulling the plug
on the Survey soon as you can.
Lets say at this point you are still happy. Now we need to close with papers and money. The second you close it's now your boat and it needs a home for the night at the least. You'll need to pre the boat so you can move it some place.
You can see it is complicated. For a quick trip head
to Lake Pepin (start in Red Wing) Hudson
, WI on the St Croix and vicinity is also good down to Prescot right now and nose around the marinas
there. Chat some folks up that you are looking for a boat. It's a bit early for them to be going in the water
but there may be some 33 ft boats to look at. You need to look for the low hanging fruit where you can.