20 years ago,i cruised from western australia
to Hong kong
...a year long voyage at a cost of less than 10k (australian).BUT,it was 20 years ago...seldom staying in marinas
,on a 35 ft boat, with a 23hp volvo
using only 1.2 litre per hour...
with your budget
(in US$...!?) you sound like a millionnaire...make sure you spend large,have a full retirement
and leave the boat empty for the grand children
-the bigger the boat,the higher the cost.
yachts high maintenance?(i've heard it is the case !?...)
-number 44 is bad luck in chinese,if you're superstitious-like all sailors-go for 42 !!!...
-the size of the boat doesn't count for much with real friends...i've had memorable "cocktails in the cockpit" with at least 12 people on the boat and coastal passages sleeping 7...very cosy
...so go and get it wanabe, and don't worry too much about the cost.life's worth nothing,but nothing is worth life...(badly translate from french...)