one other point worth making:
the bump in the road you're running into with the engine
is typical of what you'll find as a boat owner. people say they suck up money, but i had NO IDEA how much until we bought ours
we're outfitting for a serious cruise
, so all of those issues that crop up for us need to be dealt with. if we were just living aboard
and staying in the slip, we could let a lot of stuff slide, so maintenance
is something that varies person to person and plan to plan as well. also (obviously) the extent to which you're competent and willing to be working on the boat yourself will save you a lot.
point is when you're calculating dollars, be aware that you'll spend way more than just slip fees
if you're thinking about taking her somewhere. it can still work out to cheaper than rent, but something to think about.