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Old 09-06-2008, 09:45   #1
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Boatus Insurance

Just renewed my tow insurance and found out I got a discount for buying on-line ($36.00) for unlimited towing. $102.00 for the year isn't too bad. FYI

Keith
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Old 09-06-2008, 10:13   #2
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Something odd when buying boat insurance on a trailered boat happened to me.
I had AAA insurance on my car, boat and home... the boat insurance at the time was very little.
Well I stopped in to get a coppy for a regatta I was doing and found out that I was not covered while racing the boat.. when I started asking questions about the policy, I found that my home-owners covered it while in the driveway, and my auto insurance covered it while being towed BUT they wouldnt covered it while in the water becaused I raced it.. I asked them why I had boat insurance if it was covered under other parts of my policy and they said because I requested it...
Dumb me, Hey.......so i canceled the boat insurance and got a rebate back and its was still insured.........
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Old 09-06-2008, 10:24   #3
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Boat US towing insurance has funny billing practices. When I get my renewal in the mail it's always about $140. One phone call and it comes down to about $100.
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Old 09-06-2008, 11:49   #4
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I would REALLY like to know more about the reduction Rick - I have the same insurance, and if I can pay $40 less, then I need to know more! SHARE!
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Old 09-06-2008, 12:19   #5
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Randy, that's not surprising at all. Normal "motor vehicle" insurance expressly bans coverage during "racing and competition" type use. Of course, your policy usually has been typeset in a way that intntionally makes it difficult to read through and find out about those exclusions. Ask any typesetter and they'll tell you that kind of printing is no accident.
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Old 09-06-2008, 12:34   #6
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Quote:
Originally Posted by S/V Elusive View Post
I would REALLY like to know more about the reduction Rick - I have the same insurance, and if I can pay $40 less, then I need to know more! SHARE!
Call them next time you get your renewal, mention that it's a lot of money, they will start asking you whether you belong to this or that organization, if you answer yes you'll get a discounted group or special rate. Please send me $20 for this advice. (half your savings).
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