Cruisers Forum
 


Join CruisersForum Today

Reply
 
Thread Tools Rate Thread Display Modes
Old 13-11-2012, 08:12   #1
Registered User

Join Date: Nov 2010
Location: Berlin/Denver
Boat: 36' Bruce Roberts Ketch
Posts: 53
Are you over 50? Need advice.

I turn 32 today. Mixed feelings about it.

If you could, what would you tell your 32 year old self today that you might not have known then.
__________________

__________________
Work to live, not live to work.
sentientcj is offline   Reply With Quote
Old 13-11-2012, 08:20   #2
cat herder, extreme blacksheep
 
zeehag's Avatar

Cruisers Forum Supporter

Join Date: Jul 2008
Location: furycame alley , tropics, mexico for now
Boat: 1976 FORMOSA yankee clipper 41
Posts: 17,772
Images: 56
Send a message via Yahoo to zeehag Send a message via Skype™ to zeehag
Re: Are you over 50? Need advice.

happy birthday. hope is a good one.
__________________

zeehag is online now   Reply With Quote
Old 13-11-2012, 08:23   #3
Senior Cruiser
 
Vasco's Avatar

Cruisers Forum Supporter

Join Date: Apr 2004
Location: Toronto
Boat: CS36Merlin, "La Belle Aurore" Ben393 "Breathless"
Posts: 7,138
Re: Are you over 50? Need advice.

Quote:
Originally Posted by sentientcj View Post
I turn 32 today. Mixed feelings about it.

If you could, what would you tell your 32 year old self today that you might not have known then.

Happy Birthday. Just remember 60 comes awful fast!!!
__________________
Rick I
Toronto in summer, Bahamas in winter.
http://groups.yahoo.com/group/beneteau393/
Vasco is offline   Reply With Quote
Old 13-11-2012, 08:29   #4
CF Adviser
 
Bash's Avatar

Cruisers Forum Supporter

Join Date: Dec 2008
Location: sausalito
Boat: 14 meter sloop
Posts: 7,260
Re: Are you over 50? Need advice.

Quote:
Originally Posted by sentientcj View Post
If you could, what would you tell your 32 year old self today that you might not have known then.
"Self, stop messing around in boats so much and finish your PhD."
__________________
cruising is entirely about showing up--in boat shoes.
Bash is offline   Reply With Quote
Old 13-11-2012, 08:31   #5
Senior Cruiser
 
Vasco's Avatar

Cruisers Forum Supporter

Join Date: Apr 2004
Location: Toronto
Boat: CS36Merlin, "La Belle Aurore" Ben393 "Breathless"
Posts: 7,138
Re: Are you over 50? Need advice.

Quote:
Originally Posted by Bash View Post
"Self, stop messing around in boats so much and finish your PhD."
Better still, drop out and go sailing!
__________________
Rick I
Toronto in summer, Bahamas in winter.
http://groups.yahoo.com/group/beneteau393/
Vasco is offline   Reply With Quote
Old 13-11-2012, 08:33   #6
CF Adviser
 
Pelagic's Avatar

Cruisers Forum Supporter

Join Date: Oct 2007
Boat: Van Helleman Schooner 65ft StarGazer
Posts: 6,892
Re: Are you over 50? Need advice.

Quote:
Originally Posted by sentientcj View Post
I turn 32 today. Mixed feelings about it.
Just think of the alternative….. RIP
Happy Birthday!!
__________________
Pelagic is offline   Reply With Quote
Old 13-11-2012, 08:36   #7
Registered User

Join Date: Nov 2010
Posts: 61
Re: Are you over 50? Need advice.

Save as much as you can, keep your debt as low as possible. One day you will want to do as you wish. You will need money to live and unless you have a pension, it takes a LOT of money to be able to live without working. Consider this: $1,000,000 in our interest rate environment will generate 3-5% in some fixed income investments. That's 30-50k/yr. Try saving 1Mil. You are 32 if you saved 50k per year, that's 20 years to get the mil. Less actually because you do expect to have growth of the investment along the way. What i am trying to say is it takes a long time and a lot of discipline to save enough to live on and most people grossly underestimate how much they will really need. This is why you are hearing the age group you mention and older saying they will work until they die. Failing to plan is planning to fail. Good luck.
__________________
Dakota450 is offline   Reply With Quote
Old 13-11-2012, 08:38   #8
CF Adviser
 
Bash's Avatar

Cruisers Forum Supporter

Join Date: Dec 2008
Location: sausalito
Boat: 14 meter sloop
Posts: 7,260
Re: Are you over 50? Need advice.

Quote:
Originally Posted by Vasco View Post
Better still, drop out and go sailing!
Saving that for my 60s.
__________________
cruising is entirely about showing up--in boat shoes.
Bash is offline   Reply With Quote
Old 13-11-2012, 08:41   #9
cat herder, extreme blacksheep
 
zeehag's Avatar

Cruisers Forum Supporter

Join Date: Jul 2008
Location: furycame alley , tropics, mexico for now
Boat: 1976 FORMOSA yankee clipper 41
Posts: 17,772
Images: 56
Send a message via Yahoo to zeehag Send a message via Skype™ to zeehag
Re: Are you over 50? Need advice.

friend of mine, 63 years of age, just suffered a non repairable, dissecting aneurysm of aorta. grew, dissected , and ruptured within 3 hours' time.
do what your gutz tell you to do . mebbe tomorow may not come.
but do make sure you finish your phd--never know when ye may need that....
zeehag is online now   Reply With Quote
Old 13-11-2012, 08:48   #10
Registered User
 
Bluewaters2812's Avatar

Join Date: Sep 2012
Location: Cruising
Boat: Not a Beneteau!
Posts: 911
Images: 1
Send a message via Skype™ to Bluewaters2812
Re: Are you over 50? Need advice.

Quote:
Originally Posted by sentientcj View Post
I turn 32 today. Mixed feelings about it.

If you could, what would you tell your 32 year old self today that you might not have known then.
I am in fact, about to turn a young 53 in a few days time. I would say (and force myself) to put my dreams into action sooner rather than later. At 32 I am more capable physically, more agile and quicker thinking (I hate to concede these things lol).

At 32 I have a lot more time to correct my mistakes along the path of life so that by the time I am 50, I will hopefully be able to look back with true experience and enjoyment of having achieved my dreams. I would have many more years to relish the dream/s I am living and know that I have lived life to a fuller extent than had I waited for the "right timing or finances". There is no better time than NOW!

I hope you have started living your dream and if you haven't, that you will start your dream sooner rather than later. Go for it NOW, I say. For us, we are taking serious action NOW to put our dream into reality (my wife is 5 years younger than me). We can't wait and neither should we have waited at 32.
__________________
Bluewaters2812 is offline   Reply With Quote
Old 13-11-2012, 08:58   #11
Senior Cruiser
 
angelfish2's Avatar

Cruisers Forum Supporter

Join Date: Jun 2012
Location: where pelicans fly
Boat: IP32 ~Whimsy~
Posts: 229
Re: Are you over 50? Need advice.

First of all, Happy Birthday!

Knowing what I know today, I would have gone ahead and purchased that brand new Westsail 42. Life would have been simpler but oh so much more fun!
__________________
angelfish2 is offline   Reply With Quote
Old 13-11-2012, 08:59   #12
Senior Cruiser

Join Date: Mar 2006
Location: Nevada City. CA
Boat: Sceptre 41
Posts: 3,745
Images: 9
Re: Are you over 50? Need advice.

Not quite over 50 -- it is a matter of months though. I think that if I had advice to give to myself at 32 it would be -- learn to love to live with less. Spend the extra time doing what you enjoy with someone(s) you enjoy. If that is sailing great if that is living a shore based existence that is great.
__________________
Charlie is online now   Reply With Quote
Old 13-11-2012, 09:00   #13
Registered User
 
janice142's Avatar

Join Date: May 2006
Location: west coast of Florida
Boat: Schucker mini-trawler
Posts: 331
Send a message via AIM to janice142 Send a message via MSN to janice142 Send a message via Yahoo to janice142 Send a message via Skype™ to janice142
Re: Are you over 50? Need advice.

Hello sentientcg. Well, I wish I'd joined the Coast Guard... the thought of a monthly pension is very enticing. And the other advice (as above) re saving money/no debt is spot on. It is my belief that debt will be the end of our country/lifestyle.

What saddens me is how many kids (your age) [folks ten years younger than me are "kids" whilst 10 older than me are "respected elders"] think nothing of spending great sums of money on dust... determining the difference between want and need is a skill that comes most often with age and experience. A boat with limited capacity helps too.

Happy cruising and good luck with your future.
Aside: 33 was the worst birthday for me as it was pivotal BECAUSE
at 33, if I lived a very long time (to 99!) one third of my life was over AND
at 33 I was 1/2 way to retirement (and financially, I was a mess!!)

SO, I congratulate you on your seeming recognition (sentient!!!) of life and your future. Good luck and fine fortune to you sir.
__________________
janice142 is offline   Reply With Quote
Old 13-11-2012, 09:07   #14
Registered User
 
Bluewaters2812's Avatar

Join Date: Sep 2012
Location: Cruising
Boat: Not a Beneteau!
Posts: 911
Images: 1
Send a message via Skype™ to Bluewaters2812
Re: Are you over 50? Need advice.

Oh and I apologise, I meant to also say many happy returns.
__________________
Bluewaters2812 is offline   Reply With Quote
Old 13-11-2012, 09:07   #15
nes
Registered User

Join Date: Dec 2010
Location: San Diego, Ca
Boat: Hunter 326
Posts: 151
Re: Are you over 50? Need advice.

Ok, so I just turned 54 and I retire Friday. I have plans that include part time work, but I plan to do a lot more sailing.

What I see wrong with your question, is that you are asking a Forum made up of sailors, a notoriously independent loner type of people what you would have done differently at 32. I hope you are asking that question elsewhere for a reality check.

No body here has said anything about family, or relationships, I would suggest that you make sure that those are in order first. Spend more time with your SO, and any kids you might have. IT IS NOT all about you.

If you consider what is best for them every time you make a decision, you will find that your life is better overall.

Ah, but what do I know, 54 years old, retired (my choice) and happily married to the love of my life 31 years in February. Two fantastic boys, and a boat at the dock.

My advice is simple and I will repeat it: "FAMILY FIRST" the rest will follow.
__________________

__________________
nes is offline   Reply With Quote
Reply

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off




Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -7. The time now is 14:58.


Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.