Originally Posted by hsi88
So are you saying if your Marina did not require it, you would not carry liability insurance? What would you do if you hurt or killed someone with your boat? Without insurance, lawyers would chase you and your family
down for the rest of your lives! I think liability insurance should be a minimum for self protection. I also carry an umbrella policy to cover the unknowns. I have too much to lose!
Yes, that is what I am saying.
I'm not racing
I sail singlehanded. The boat is very slow (Max speed I've hit is 7.2 knots)
I'm quite sure I'm not going to hurt anyone or hit a boat with all the experience I have racing
sometimes 1' from other sailboats at 23 knots
It was also mentioned on the Atom Voyages website.
But you should worry and have insurance because I have seen lots of folks with very expensive, very large sailboats that were quite clueless as to how to sail them