factor" There must be boatwatchers, but petty theft and pilferage are pretty common in many east coast
towns. Although, the "Flori-DUH!" stories are sometimes truly headspinners.
"2. Insurance requirements" Hurricane
zone in hurricane season. Ask your insurer what might be possible, or not. Florida
hasn't taken a big hit since Wilma, some folks would say that's overdue now.
"3. Any serious drawbacks "
Check the Key West Cruise Ship
calendar, about four or five thousand of your new best friends come into town something like 28-29 days in most months now. Which is good news, if you own a bar or sell t-shirts or want to play music
"4. Wind and heat " A bit subjective, but you can find daily wx records online to show you what's really been doing there, and compare that to what you call acceptable.
"5. Any thoughts or opinions and all the good things there "
Why not fly in and check it out for a couple of weeks?