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Old 10-08-2015, 14:47   #31
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Re: Liveaboard Insurance

You need a better computer.

IMIS Contact Information

Al's a professional and a gentlemen, in the best meanings of the words. And if you think you find a cheaper quote, he (and the rest of the company) will be glad to compare the details, to see if you're missing something. Which is often the case.
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Old 10-08-2015, 16:53   #32
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Re: Liveaboard Insurance

Yep we got our Live Abaord policy from IMIS and are just in the process of renewal...good folks.
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Old 31-10-2015, 05:33   #33
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Re: Liveaboard Insurance

My husband and I are purchasing a boat to liveaboard with no prior boating experience (planning to take classes and learn from someone experienced before undocking solo in the spring). I called around all of the large insurance providers as well and those listed in other forums. We found that: Progressive does not insure liveaboards, and Ace, Markel nor Hagerty would insure us. IMIS was quick on response, and would insure us through a UK underwriter who would insure us only if we had a professional licensed captain aboard when the boat was taken out. If you have boating experience, IMIS would be an option. We ended up with a State Farm agent who is a boater that is willing to insure us (includes personal liability).
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Old 31-10-2015, 06:16   #34
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Re: Liveaboard Insurance

Greetings and welcome aboard the CF, sassylass.
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Old 31-10-2015, 07:02   #35
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Re: Liveaboard Insurance

Welcome to CF sassylass!

Nice 1st post...
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Old 31-10-2015, 07:26   #36
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Re: Liveaboard Insurance

you gotta go to boat shows
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Old 31-10-2015, 07:39   #37
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Re: Liveaboard Insurance

thats great news, I guess the market has changed a bit. When I was living aboard we were uninsured, not by choice either! we searched for weeks and not a single insurance company or agent would insure a live aboard! we were able to get quotes for normal insurance, but as soon as we mentioned that we were living aboard they ALL said that they couldn't write the policy!
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Old 31-10-2015, 16:32   #38
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Re: Liveaboard Insurance

We were recently able to insure with BoatUS as liveaboards without any problems. I do have previous experience on smaller boats and did take a state required boater safety course.
We pay about $1,800/year. Agreed hull value replacement in total loss and liability.
But, we're not cruisers. Just living aboard our vessel.
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