My husband and I are
purchasing a
boat to
liveaboard with no prior
boating experience (planning to take
classes and learn from someone experienced before undocking solo in the spring). I called around all of the large
insurance providers as well and those listed in other
forums. We found that: Progressive does not insure liveaboards, and Ace, Markel nor Hagerty would insure us. IMIS was quick on response, and would insure us through a UK underwriter who would insure us only if we had a professional licensed
captain aboard when the
boat was taken out. If you have
boating experience, IMIS would be an option. We ended up with a State Farm agent who is a boater that is willing to insure us (includes personal liability).
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