This boat I am getting (60ft ex trawler) is coming out of the water
Monday for underwater inspection
before parting with the bucks and starting work was always going to be a liveaboard
, a full time cruiser, living mostly on the hook.
A month ago I called a few of the big name insurance
mobs in Australia
, told them my intentions and all was good, subject to survey
, not a problem they say.
Today when I call to clarify and confirm their attitude has changed.
Today they are not interested in insuring it unless I have a 12 mth lease
on a Marina berth where it will be parked most of the time. No pile moorings or mooring
Their solution is to shell out $1300/mth for something I will use for several days a year at most.
WTF! Its a boat, it is made to be out there being used not attached to a marina most of its life.
To make matters even more ridiculous I cant get into a marina even if I wanted to because......you guessed it, I dont have insurance
Cant come out of the water
without insurance(Monday is on PO's insurance) technically cant use a fuel dock
without insurance (24hour fuel
docks are a work around) and here in Australia
we now have to have wreck removal
and cleanup insurance and I cant get that by itself as its part of full comprehensive.
No third party includes it.
So at this stage on a Friday afternoon and a travel lift
booked for Monday at my expense I want out of the deal.
Can anyone give me any idea on a company who will insure it
Surely there must be someone in QLD that cruises/lives aboard full time without paying for a permanent berth they rarely use?