Cruisers Forum
 


Join CruisersForum Today

Reply
 
Thread Tools Search this Thread Rate Thread Display Modes
Old 11-01-2019, 15:04   #46
Registered User

Join Date: Jan 2017
Posts: 8,919
Re: How to deal with not having a physical address while cruising

Quote:
Originally Posted by rob d View Post
A passport is "REAL ID" as you have to show proof that you are a citizen to get one.
Yes, but that service provider doesn't care to enforce the updating of your residential address, may even accept a commercial letterbox one on the application.

Just goes to show, everything is up to the provider and whether or not their database uses the blacklist services.

Each voter registration office has their own rules. I was able to use a lease doc & library card for mine.


> Dockside Solutions now Dockside mail
Sounds excellent


> Receiving mail for two adult children here at the house I can see the issues with having a relative receive the mail first hand.
Yes, never use F&F to receive / forward more that a few pieces of mail per year, asking way too much.

Property taxes are usually based on the location of the property, not the legal residence of the owner.
__________________

john61ct is offline   Reply With Quote
Old 11-01-2019, 15:13   #47
֍֎֍֎֍֎֍֎֍֎

Cruisers Forum Supporter

Join Date: Apr 2006
Posts: 14,757
Re: How to deal with not having a physical address while cruising

Different agencies and companies all set different rules, as they are allowed to do. Unless a state has defined "residence" in their state laws, it is often left to each agency to set their own definitions.

And of course the IRS and SSA really don't care where you live, if you're a US citizen you are required to pay the IRS the same thing no matter where you or your income are. And the SSA is required to pay you the same thing, regardless of where you want the check to be mailed. So, different parties, different purposes.

I had a problem with a UPS terminal where I was having a package held for pickup. The terminal manager requires a driver's license or other government ID WITH AN ADDRESS on it. The UPS rules only say "Government photo ID", i.e. a passport is good enough. Nope, the terminal manager won't take a passport as valid ID. And UPS let's him get away with that.

Then there's one of those "mail residence" services that was in South(?) Dakota, had a couple of thousand happy customers. Closed up shop one day, and the customers were finding their insurance canceled, all sorts of problems, because their mail had been cut off and their "residence" no longer existed.

SBI has a great rep--but I'd wonder what their plans are for re-opening and business continuity after a Cat4 storm hits their building. Just wondering.
__________________

hellosailor is offline   Reply With Quote
Old 11-01-2019, 15:39   #48
Registered User

Join Date: Feb 2003
Location: Toppenish, Wa
Posts: 24
Re: How to deal with not having a physical address while cruising

Quote:
Originally Posted by john61ct View Post
Yes, but that service provider doesn't care to enforce the updating of your residential address, may even accept a commercial letterbox one on the application.


Property taxes are usually based on the location of the property, not the legal residence of the owner.
True but "Real ID is usually required only for travel as in the case of this state you don't have to prove you are a citizen or even a legal resident to get a license or state ID card. Passport along with a state ID card showing an address would suffice in most places . The passport shows who you are the ID shows where you say you live.

I spent 15 years with TSA as a screening officer checking ID's so I am reasonably familiar with IDs of all kinds. Odd thing is that even if you are illegally in this country but have a valid and up to date passport from your home country you can fly without an issue as you have presented "Real ID" that is listed as real id. "Yuppers, that is exactly who they are" is the key.


On state taxes one's income level while cruising and using a service may have a lot to do with choosing one state over another to not pay excess income tax to a state where you don't actually live or plan to live. My experience had to do with moving to another state, registering a vehicle and then having the county, city and school district hit me with property tax on that vehicle after it was registered at that address. A documented boat may not have that issue or one could search out a place to register the boat where there were no added taxes. The old " I register it there because that is where I cruise" thing .
rob d is offline   Reply With Quote
Old 12-01-2019, 06:06   #49
Registered User

Join Date: Apr 2009
Posts: 29
Re: How to deal with not having a physical address while cruising

There are loads of mailing accommodation address firms out there that will either directly forward mail or scan it and email it to you for you to decide if you want to pay for the physical forwarding. (Cleverrmail is one) you want to avoid those with PO box addresses.

Revolut is a great solution for banking with their pre paid Mastercard that doesn't charge fees for ATM or shop use. You get real time rates which is a big saving. I paid my Marina fees with it this month just after receiving the card and discovered that I had gained $19 in the transaction!
You simply use the app on your phone to transfer money into the Revolut account without charge.
Couldn't be simpler really. They will even send you a spare card Foc to keep as a spare. Now that's Novel! I ordered one and it arrived in days.
Plus the app gives you the opportunity to create single use virtual cards for online one time use.

My mainstream bank are happy to change my UK address to the marina where I'm staying in Colombia.
They'll send a replacement card here if I want they say. But I don't need it now.

Tip for cruisers:
When topping up your Satphone, give a billing address in a non Vatable country as that way you won't get charged VAT :-)
Same applies to other services.
Just pick a marina, any marina and use that address as they won't get physical mail for the transaction.
Onwards and upwards me hearties! 😀
PirateBarnabus is offline   Reply With Quote
Old 12-01-2019, 10:07   #50
Registered User

Join Date: May 2013
Location: Marathon, FL
Boat: 2003 Beneteau 423
Posts: 207
Re: How to deal with not having a physical address while cruising

We're happy with St. Brendan's Isle as our mailing address. Florida lets use use your registration number as your physical address. Our Florida drivers license have our USCG registration number on the first line. We get our mail and packages where ever we happen to be; currently, Boot Key Harbor Marina. Soon come, Coral Bay St. John mail box service. No problem, voting in Florida works fine.

Cheers, RickG
__________________
RickG & Sweet Christine
S/V Echoes - 2003 Beneteau 423
Marathon, FL winter 2018, St. John USVI winter 2019
RickG is offline   Reply With Quote
Old 12-01-2019, 10:38   #51
Registered User

Join Date: Jan 2017
Posts: 8,919
Re: How to deal with not having a physical address while cruising

With SBI in the past you could just mail in a notarized "Declaration of Domicile" form to the Clay County Controller, allows you to use SBI's

411 Walnut Street

address, good for all (I think) government providers. They may have needed to use a different address to resolve a recent local political flap about their customers' voting rights.

A voter's card often helps with stricter providers.

Nowadays the initial process must be done in person there.

And apparently so far so good with financial databases.

IMO best to be consistent across the board.

I agree short of F&F this gov-sanctioned method is excellent, for those happy to be FL residents. High net worth people will want to get professional advice on that of course.

But as a commercial provider, some financial databases using blacklisting services do refuse the Walnut St address.

Ideally an official Feds-approved workaround like SBI's appears that all providers are required to accept, but that may require new laws/regs.
__________________

john61ct is offline   Reply With Quote
Reply

Tags
cal, cruising

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Voting address vs permanent address rthompsona Liveaboard's Forum 39 01-04-2016 13:50
Physical Address Required for CG Documentation RainDog Rules of the Road, Regulations & Red Tape 5 07-07-2010 21:45
Postal Mail / Physical Address peterlepacus Liveaboard's Forum 4 27-08-2008 20:31
Physical fitness while cruising Mahana Health, Safety & Related Gear 20 11-02-2008 23:08



Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -7. The time now is 15:38.


Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2019, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2019, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.