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| View Poll Results: How much $$$ in your current/working/access account for contingencies? | |||
| $0 – That’s the fun of it! Or I’m stopping for work! |     | 5 | 5.38% |
| $1 - $1,000 |    | 2 | 2.15% |
| $1001 - $2,000 |    | 6 | 6.45% |
| $2,000 - $3,000 |    | 3 | 3.23% |
| $3001- $5000 |    | 12 | 12.90% |
| $5001- $7,500 |    | 9 | 9.68% |
| $7,500 - $15000 | | 12 | 12.90% |
| More than $15,000 | | 44 | 47.31% |
| Voters: 93. You may not vote on this poll | |||
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25-02-2008, 03:25
| #1 |
| Registered User   Join Date: Dec 2007 Location: Asia - on Sea Life
Boat: Beneteau 393 "Sea Life"
Posts: 3,032
| How much $$$ in your current/working/access account? OK, here’s the question and polling is anonymous: For long term cruisning how much money do you have in your current / working / access account? Yikes! That sounds personal! But what I mean is: I have my monthly investment coming in, and my annual/monthly cruising budget, but what should my contingency fund be? Maybe Float is a better word? For example: Say my monthly spending budget was $1,000. At the beginning of the month I have $1,000 in my access account do I need a further, say, $3k in the account for contingencies? Or more? Or less? A bit more makes me feel safe, but how much more? Or fly by the seat of my pants and hope nothing goes wrong? Obviously I'm not expecting an exact formulea ... Mark
__________________ Malaysia... near Singapore If you are going up G.O.A 2010 PM me. OurLifeAtSea.com Last edited by MarkJ; 25-02-2008 at 03:32. |
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