Cruisers Forum
 


Join CruisersForum Today

Reply
 
Thread Tools Rate Thread Display Modes
Old 11-11-2010, 20:57   #16
Marine Service Provider

Join Date: Nov 2008
Posts: 1,249
Quote:
Originally Posted by donradcliffe View Post
Its all part of the fun and adventure of leaving your cubicle.
Tough choice! You mean I may have to go back to a cubicle to renew my license? Good thing I don't have a car anymore.
__________________

__________________
off-the-grid is offline   Reply With Quote
Old 12-11-2010, 16:34   #17
Eternal Member
 
capt_douglas's Avatar

Join Date: May 2003
Location: Ft. Lauderdale, FL
Boat: Vancouver 36 cutter????
Posts: 620
Send a message via Skype™ to capt_douglas
I use a mail service. They collect my mail and will hold it until I want it shipped. It's not cheap and they don't cull the junk, but it is a legal address. Sometimes I'll have the mail service send the collected stuff to my family who get to cull the garbage and either scan an email or forward to me.

As I get ready for my next go-round, one of the things I'm doing is getting rid of subscriptions I no longer want, converting subscriptions over to electronic versions, having my bank statements emailed to me, and in general deleting the stuff I consider more of a nuisance than a need.
__________________

__________________
Capt. Douglas Abbott
USCG/MCA IV/M.I./C.I. 500-ton Oceans
capt_douglas is offline   Reply With Quote
Old 12-11-2010, 17:24   #18
Marine Service Provider

Join Date: Nov 2008
Posts: 1,249
Same here. Already canceled all subscriptions and gone all digital with anything that I can.
__________________
off-the-grid is offline   Reply With Quote
Old 12-11-2010, 17:36   #19
Marine Service Provider

Join Date: Oct 2007
Boat: Endeavour 42CC
Posts: 1,182
part of the equation for us will be health insurance. We will be under 60 years old, so no medicare. We will be in the USA more than 6 months of the year, so the offshore insurers are out. I'm trying to find a resource that would tell us what state has the lowest health insurance premiums. Won't be my only determinant, but it will play a part.
From the limited info I have found so far, it looks like Fla is a bit higher than most states for decent health insur prices.

Anyone have a source for relative pricing on health insurance for individuals by state?
__________________
gettinthere is offline   Reply With Quote
Old 11-10-2012, 13:23   #20
Registered User

Join Date: Oct 2012
Posts: 3
Re: How Do You Deal with Residency / Taxes / Mail ?

How safe is it to have St. Brendan's Isle scan your personal mail that might have sensitive information? Should an SBI customer worry about this?
__________________
grant.temeraire is offline   Reply With Quote
Old 12-10-2012, 12:44   #21
Moderator
 
Hudson Force's Avatar

Cruisers Forum Supporter

Join Date: Nov 2008
Location: Lived aboard & cruised for 45 years,- now on a chair in my walk-in closet.
Boat: Morgan OI 413 1973 - Aythya
Posts: 7,894
Images: 1
Re: How Do You Deal with Residency / Taxes / Mail ?

Quote:
Originally Posted by grant.temeraire View Post
How safe is it to have St. Brendan's Isle scan your personal mail that might have sensitive information? Should an SBI customer worry about this?
The scanning is an option. I don't have my mail scanned,- not because of sensitive material, but just due to the small volume of mail that I accumulate and have sent to me once a month.
__________________
Take care and joy, Aythya crew
Hudson Force is offline   Reply With Quote
Old 12-10-2012, 12:56   #22
Registered User

Join Date: Mar 2007
Location: On the hook in Florida
Boat: Tayana V42 - Passages
Posts: 504
Re: How Do You Deal with Residency / Taxes / Mail ?

Quote:
Originally Posted by grant.temeraire View Post
How safe is it to have St. Brendan's Isle scan your personal mail that might have sensitive information? Should an SBI customer worry about this?
They only open and scan what you tell them to open and scan.

Got mail from the IRS while in the Bahamas last year. The ability to have that mail opened and scanned was great. Yeah it could have been forwarded to someplace in the Bahamas but dealing with it in a web browser was so much easier.

John
__________________
Trying to live on 20th century money in the 21st century.
jcapo is offline   Reply With Quote
Old 12-10-2012, 14:09   #23
Senior Cruiser
 
rebel heart's Avatar

Cruisers Forum Supporter

Join Date: Oct 2005
Posts: 6,190
Images: 3
Re: How Do You Deal with Residency / Taxes / Mail ?

SBI with mail scanning for us. Works great, no problems. Updating all your addresses takes more time. After this voting cycle we're officially switching our state to Florida, so we're bringing our liberal blue blood to the purple swing state of Florida!

You often don't need the paper in your mail, you just need the info and a phone number to call.
__________________
rebel heart is offline   Reply With Quote
Old 12-10-2012, 14:31   #24
Registered User

Join Date: Jul 2006
Posts: 3,949
Re: How Do You Deal with Residency / Taxes / Mail ?

You do need an address somewhere that you call "home" for purposes of driver's licenses, tax bills, etc., but it is very possible these days to get your paper mail load down to a very small amount. The last time I was out I started with SBI and then eventually cancelled because I found that the few pieces of mail I needed to get were so infrequent that it wasn't a problem for my father to forward them on or just to read them to me over the phone. Keep in mind that once outside of the USA it is often very expensive and time consuming to get mail. I had one FedEx packet sent to Colombia when I was there and it was something like $60 to get it. Lots of other folks found out that even FedEx packages disappeared, and there was no mail. You need to arrange things so that you don't depend on getting mail.
__________________
Kettlewell Cruising
Kettlewell is offline   Reply With Quote
Old 12-10-2012, 16:13   #25
Moderator
 
Hudson Force's Avatar

Cruisers Forum Supporter

Join Date: Nov 2008
Location: Lived aboard & cruised for 45 years,- now on a chair in my walk-in closet.
Boat: Morgan OI 413 1973 - Aythya
Posts: 7,894
Images: 1
Re: How Do You Deal with Residency / Taxes / Mail ?

Quote:
Originally Posted by Kettlewell View Post
You do need an address somewhere that you call "home" for purposes of driver's licenses, tax bills, etc., but it is very possible these days to get your paper mail load down to a very small amount.........................
Very true! We're down to about 6 pieces of mail a month, but I want to keep the residence, absentee ballots, boat registration & documentation, IRS, prescriptions, etc. established.
__________________
Take care and joy, Aythya crew
Hudson Force is offline   Reply With Quote
Old 14-10-2012, 22:06   #26
Registered User
 
Tom Stormcrowe's Avatar

Join Date: Jul 2012
Location: Indiana
Boat: 1984 Johnson Boatworks Inland Scow, 20' and a 1975 sailMFG Bandit 19 Pocket Cruiser
Posts: 204
my solution is my aunt is serving is it from address for me. she also has power of attorney to handle documents like registration it cetera on my behalf. I trust you implicitly and her ethics beyond reproach. she's that rarest of beasts, a trustworthy and honest lawyer. :-)
__________________
"Dum vivimus, vivamus! -- 'While we live, let us live!"-Heinlein (Among others)
My Refit and Travel Blog
Tom Stormcrowe is offline   Reply With Quote
Old 31-01-2013, 23:17   #27
Senior Cruiser
 
delmarrey's Avatar

Cruisers Forum Supporter

Join Date: Mar 2003
Location: Now in Blaine, WA
Boat: Modified Choate 40
Posts: 10,702
Images: 122
Re: How Do You Deal with Residency / Taxes / Mail ?

Just an FYI here. I happened across this site that has some good mail forwarding prospects.

>>> States With No Income Tax <<<
__________________
Faithful are the Wounds of a Friend, but the Kisses of the Enemy are Deceitful! ........
A nation of sheep breeds a government of wolves!

Unprepared boaters, end up as floatsum!.......
delmarrey is offline   Reply With Quote
Old 23-04-2013, 14:19   #28
Registered User

Join Date: Apr 2013
Boat: Catana 39
Posts: 20
Re: How Do You Deal with Residency / Taxes / Mail ?

What I want to know why everyone still seems to be worried about paying federal income tax. If you are cruising for 37 years (CaptForce) would it not seem natural, to not pay income tax, IF and only if you are not more than 6 months in US waters? If it's good enough for Liz Taylor and Richard Burton ...
__________________
mifi601 is offline   Reply With Quote
Old 23-04-2013, 15:14   #29
Registered User

Join Date: Jul 2006
Posts: 3,949
Re: How Do You Deal with Residency / Taxes / Mail ?

I'm pretty sure you have to stay outside the USA for 330 days of each year to be able to not file income tax. In any case, many cruisers make so little they don't owe much if any income tax, and others prefer to come and go as they please. Still others like to earn money in the USA, where they get paid a lot more, and therefore they pay taxes on it. But, you are right, some do end up basically moving overseas, only rarely coming home, but then it is hard to find a country where you don't become subject to tax if you stay too long.

Here's what the IRS says about it:
Quote:
Requirements

To claim the foreign earned income exclusion, the foreign housing exclusion, or the foreign housing deduction, you must meet all three of the following requirements.

Your tax home must be in a foreign country.

You must have foreign earned income.

You must be one of the following.

A U.S. citizen who is a bona fide resident of a foreign country or countries for an uninterrupted period that includes an entire tax year.

A U.S. resident alien who is a citizen or national of a country with which the United States has an income tax treaty in effect and who is a bona fide resident of a foreign country or countries for an uninterrupted period that includes an entire tax year.

A U.S. citizen or a U.S. resident alien who is physically present in a foreign country or countries for at least 330 full days during any period of 12 consecutive months.
__________________
Kettlewell Cruising
Kettlewell is offline   Reply With Quote
Old 23-04-2013, 16:46   #30
Registered User

Join Date: Dec 2010
Location: W Carib
Boat: Wildcat 35, Hobie 33
Posts: 7,965
Quote:
Originally Posted by mifi601 View Post
What I want to know why everyone still seems to be worried about paying federal income tax. If you are cruising for 37 years (CaptForce) would it not seem natural, to not pay income tax, IF and only if you are not more than 6 months in US waters? If it's good enough for Liz Taylor and Richard Burton ...
Where did you get this 6 month thing from?

As a US Citizen it does matter where on the planet you are or for how long....if you have taxable income or a taxable event (like cap gains) then you have a potential tax liability (whether you actually have to cut Uncle Sam a check of course depends upon the details of your tax situation).

Surprisingly, there is no penalty for not filing per se, but if you owed taxes and did not file then you could be in deep doo doo.
__________________

__________________
belizesailor is offline   Reply With Quote
Reply

Tags
taxes

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Taxes off-the-grid Dollars & Cents 18 12-06-2010 19:40
Greek Taxes beneteau-500 Europe & Mediterranean 14 20-05-2010 02:20
More about taxes viking blood Rules of the Road, Regulations & Red Tape 13 24-02-2009 05:40
Taxes in VA??? Islandmike General Sailing Forum 4 23-12-2008 20:08
Taxes – Should I appeal… dcstrng Rules of the Road, Regulations & Red Tape 9 08-10-2008 21:36



Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -7. The time now is 13:52.


Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.