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View Poll Results: How do you finance your cruising?
I finance day to day / port to port. 4 7.27%
I have a FT or PT business. 6 10.91%
I get regular employment wherever I go. 1 1.82%
I saved money to do this and will return to land life. 17 30.91%
I'm just your typical retiree who gets their check. 19 34.55%
I'm a rich basturd who doesn't worry about cash. 8 14.55%
Voters: 55. You may not vote on this poll

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Old 13-03-2014, 12:38   #76
Registered User

Join Date: Feb 2013
Location: Seattle
Boat: Catalina 36
Posts: 282
Re: Financing Your Cruise

"Some combination thereof"

Plan to sell the house for the bulk of my initial contribution, plus do some online work when we are in port.

My man will have a small pension plus some savings, he plans to do mechanical/fixit type work when it's available.

The work will be helpful, but not necessary as I am planning our budget to be lower than our available contributions. If something really expensive happens then will work harder at getting some income.

When I hit 60 and can access retirement accounts penalty free then we'll switch over to that.
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Old 13-03-2014, 12:54   #77
cruiser

Join Date: May 2010
Location: SF Bay Area; Former Annapolis and MA Liveaboard.
Boat: Looking and saving for my next...mid-atlantic coast
Posts: 6,197
Re: Financing Your Cruise

Quote:
Originally Posted by colemj View Post

The category that is missing is the one describing people who did not "retire", are not "rich", do not have steady dependable income, are making sacrifices in some aspects of life to experience other aspects, are taking some financial risks requiring constant adjustment of lifestyle to fit finances, but do not have to return to work barring a catastrophic financial event.

Mark
That would be #1
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Old 13-03-2014, 12:55   #78
cruiser

Join Date: May 2010
Location: SF Bay Area; Former Annapolis and MA Liveaboard.
Boat: Looking and saving for my next...mid-atlantic coast
Posts: 6,197
Re: Financing Your Cruise

Quote:
Originally Posted by CatInHand View Post
"Some combination thereof"

Plan to sell the house for the bulk of my initial contribution, plus do some online work when we are in port.

My man will have a small pension plus some savings, he plans to do mechanical/fixit type work when it's available.

The work will be helpful, but not necessary as I am planning our budget to be lower than our available contributions. If something really expensive happens then will work harder at getting some income.

When I hit 60 and can access retirement accounts penalty free then we'll switch over to that.
That would be roughly #4
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