It seems the new economic order has helped me pursue my dream of living aboard
by sending me to the poorhouse! Luckily I own outright our CSY 33
so the comparative costs are actually lower than busting tail working 40+ on land to break even or slowly go deeper into credit card debt.
Another unexpected favor- my credit card companies (only 2) decided to reduce my credit limit to below my existing balance despite no late payments ever. This has forced my family
(wife and a wee one) to go back to the 'cash on hand' accounting method.
Honestly, as a (former) real estate developer and builder
the industry is dead to me for at least 5 to 7 years. My best option for gainful employment
right now is as a 'cable guy'. It begs the question- bust hump to get by working 40-60 hrs per week or cut/slash/burn overhead and live aboard at least part of the year.
Our strategy involves preparing the 'ancestral home' on St. Simons, Georgia
for Seasonal Vacation
Rental and spend that time on the boat heading north in the summer and south in the winter sticking to the coast.
I just re-read Beth Leonards article in Cruising World on 3 cruising budgets and it gives me some hope that we could at least tread water
with a better quality life aboard than all the ancillary costs involved invested in land living.
Our boat floats, it needs some work, but nothing serious. I dare say it's probably not ready for a crossing, but a few months along the coastline and lot's of attention could rectify the potential problems and lead to longer trips.
My wife, given the choice between me absent 60 hours a week to maintain a lifestyle we don't really enjoy and cutting back to the bare essentials and scraping by on a floating home with new adventures, has slowly become more enthusiastic about the live aboard option. It helped that she has read numerous articles on babies living aboard
and the comparative quality of life. Certainly without her approval and consent, I would be slogging it out on land for the next 7 years working to overcome the financial wall we hit in 2007.
Am I alone or does the current
make you want to head
for ample sea room and possibly farther south where the dollar actually might get you somewhere?