Originally Posted by Ex-Calif
I am interested to know how Australian health care benefits are applied to Aussie citizens cruising outside Australia
. Say South East Asia
All Australian are covered by Medicare. If you earn any income
in Australia, a percentage of this gets deducted to cover you for Medicare. Medicare covers a part of visits to GP's and tests they schedule (unless they direct bill, in which case you are covered 100%). The choice of GP is yours. Surgery is fully covered in a public hospital, but with no choice of surgeon. The system works well for emergencies, but the waiting period for "elective" procedures (eg hip replacements
, cataract surgery) can be lengthy.
Comprehensive private health insurance
(covers you for surgery in a private hospital with your choice of surgeon and no waiting time) runs at around $1400 per person year with no excess. There are limits on being covered for some preexisting conditions though.
Ambulance cover is additional, but inexpensive.
If you are ill, you need to get back to Australia on your own steam (or under the cover of travel insurance) to be covered by Medicare.
Many complain about the waiting time for "elective" surgery under the public system, but it is the best system I have seen world wide.