Cruisers Forum
 


Join CruisersForum Today

Reply
 
Thread Tools Rate Thread Display Modes
Old 14-03-2011, 11:35   #16
Freelance Delivery Skipper..
 
boatman61's Avatar

Community Sponsor
Cruisers Forum Supporter

Join Date: Jan 2010
Location: UK/Portugal
Posts: 20,210
Images: 2
Send a message via Skype™ to boatman61
pirate Re: Cruising Budget, Part II

My 'Budget' is grateful my stomach/mouth hates fish....
So's Rui and Jorge... the owners at my favourite bars...
__________________


Born To Be Wild
boatman61 is offline   Reply With Quote
Old 14-03-2011, 11:42   #17
Registered User
 
Don1500's Avatar

Join Date: Jul 2010
Location: On Board, just above the water
Boat: Marine Trader 47
Posts: 1,176
Re: Cruising Budget, Part II

Quote:
Originally Posted by John A View Post
by the numbers:
!. I never do that
2. None
3. Walk or maxi-taxi (35 cents per trip)
4. $100 per week, average
5. $7-$10 every two weeks
6. $200 a month if I stay away from resorts and chartering locations
7. $200-$300 a month - depending
8. I sail,

As you can see, it depends on what your lifesytle is comfortable with.
By the numbers I don't need. What I need is "What are you spending money on", not how much.

I know not everyone has a slip, I may or may not depending on the time of year, location (I have access to a few houses that have docks). I know others will purchase a junker car to get around if they plan to stay someplace for a while, others will walk/take public transportation. In some countries public transportation can be very cheap, in NYC you have to mortgage your boat to take a taxi. Everyone pays for food and laundry, unless they do nothing but fish and grow their own veggies, and clean their stuff on the rocks. Intertainment varies month to month, and place to place. As far as fuel, yes, you sail, but do you ever run a generator? Motor into a harbor? Use propane or alcohol for cooking? I'm looking for any expenses I didn't list. If I got everything then my inflow and outgo will balance, if I missed something I will be unpleasently surprised.
__________________

__________________
The Nomad Blog Mother, mother ocean, I have heard you call
Everything I know about cruising I learned from Travis McGee - http://theroamingnomad.com
Don1500 is offline   Reply With Quote
Old 14-03-2011, 12:09   #18
Registered User

Join Date: May 2009
Location: Vancouver, Wash.
Boat: no longer on my Cabo Rico 38 Sanderling
Posts: 1,794
Send a message via MSN to John A
Re: Cruising Budget, Part II

Sorry if the answer was unsatisfactory. So I'll give you the standerd respons- it depends on what you like to spend money on.
__________________
John A is offline   Reply With Quote
Old 14-03-2011, 12:17   #19
Registered User
 
Don1500's Avatar

Join Date: Jul 2010
Location: On Board, just above the water
Boat: Marine Trader 47
Posts: 1,176
Re: Cruising Budget, Part II

Quote:
Originally Posted by John A View Post
Sorry if the answer was unsatisfactory. So I'll give you the standerd respons- it depends on what you like to spend money on.
No, your answer was fine, I just didn't explain the question right.
__________________
The Nomad Blog Mother, mother ocean, I have heard you call
Everything I know about cruising I learned from Travis McGee - http://theroamingnomad.com
Don1500 is offline   Reply With Quote
Old 14-03-2011, 12:51   #20
RTB
Registered User
 
RTB's Avatar

Join Date: Nov 2008
Location: Home port Kemah, TX Currently in Brunswick Georgia
Boat: Hunter 36
Posts: 1,509
Images: 2
Re: Cruising Budget Part II

Quote:
Originally Posted by Mimsy View Post
I think Don is thinking more of a liveaboard budget as opposed to cruising.

I would add 2 emergency funds- one for unexpected boat expenses and one for medical/personal emergencies.
Mimsy is right. A budget for living aboard at a marina is way different than a kitty while cruising.

An Example -

NE Florida to Miami
Dollars spent while underway - none
In Miami - fresh provisions, beer, diesel, water(free), new inverter for the blown one that runs the freezer.

Miami to Cartagena, Colombia
Dollars spent while underway - none
In Colombia - Entry Fees, Beer, Provisions, Water (free), Diesel, 3 T-Sirts and a Cap.
RTB is offline   Reply With Quote
Old 14-03-2011, 13:05   #21
********* Emeritus
 
SaucySailoress's Avatar

Cruisers Forum Supporter

Join Date: Apr 2010
Posts: 8,236
Re: Cruising Budget, Part II

I don't see anything in your budget for clothes and shoes... These will need replacing eventually...

And I also don't see a budget for flights. You know, weddings, funerals and ski trips...

Water - does that come under the grocery budget? Visa stamps for entry to new countries; and bribes.
__________________

SaucySailoress is offline   Reply With Quote
Old 14-03-2011, 13:10   #22
Registered User

Join Date: Nov 2006
Location: St. Augustine, Fl
Boat: Allied Princess, 36-Scallywag
Posts: 693
Images: 8
Re: Cruising Budget, Part II

Insurance - Dental, Health, Medivac, Yacht
Flights to visit friends, relatives, or attend funerals
Replacement of Engine, Sails, electronics (not necessarily covered in maintenance)
Maintenance-impellers, fuel filters, lines,
__________________
scallywag is offline   Reply With Quote
Old 14-03-2011, 13:18   #23
Registered User
 
Don1500's Avatar

Join Date: Jul 2010
Location: On Board, just above the water
Boat: Marine Trader 47
Posts: 1,176
Re: Cruising Budget, Part II

OK, I give up. Everyone has expenses, and nobodys expenses are the same as anyone else's.
  1. Slip (Including utilities and "liveaboard" fees) -=> This may be $25 a foot at a marina or $0 on the hook, it still needs to be counted. (On the hook with $5 an hour to park your dinghy)
  2. Insurance - Most marinas require it, some people like to think that if they hit someone that someone should pay for the damage (How are you going to pay for a $30,000 boat you just sunk? "Opps, sorry" doesn't get it.) Even the best sailor's have accedents.
  3. Transportation (Land) - Walk or take a limo, it counts
  4. Food (including House keeping staples) - Common to everyone
  5. Laundry - Live naked or wear filth - or pay to get it cleaned.
  6. Intertainment - Sitting on the boat, watching people is heaven for some, hell for others.
  7. Emergency fund - Emergencies crop up, either the boat or you, this is to plan for that occurance. At the end of the year you can use this to have a bottom painting party. (Hers or your boats, whichever needs it more.)
  8. Fuel - Everybodies got to burn sometime. Motovate, heat, cook.
Did I miss any expenses that happen to everyone, even if some do get around some of them? How much will I spend, I don't know for sure but I need each catagory to get a starting point.
__________________
The Nomad Blog Mother, mother ocean, I have heard you call
Everything I know about cruising I learned from Travis McGee - http://theroamingnomad.com
Don1500 is offline   Reply With Quote
Old 14-03-2011, 13:38   #24
Registered User
 
Don1500's Avatar

Join Date: Jul 2010
Location: On Board, just above the water
Boat: Marine Trader 47
Posts: 1,176
Re: Cruising Budget, Part II

How will I determine if I have enough?
First I will plug in some estimates:
Slip $400
Insurance $50
Transportation $50
Food $100
Laundry $10
Entertainment $140
Emergency $200
Fuel $50
Health Insurance $700

Estimated Total for that is $1700. My income is about that and will increase in two years because of a pension that will kick in and Social Security. I will jump start the emergency fund with whatever is left from the boat fund (Price of boat + refit) and $1000 more. As far as "Can I afford to do this?", that isn't the question. The bigger question is, "What will it cost me to do a more traditional life style, without moving in with my daughter?". The answer to that one is "MORE", and I would hate it.

I can sustain this with the money I have on hand for the next 30 years. Not one male in the history of my family has seen 85 years old, I don't expect to either. I'm more than covered. And if I can get 5% on my investments (Their running 6.5% now) this can go on indefinately.
__________________
The Nomad Blog Mother, mother ocean, I have heard you call
Everything I know about cruising I learned from Travis McGee - http://theroamingnomad.com
Don1500 is offline   Reply With Quote
Old 14-03-2011, 13:43   #25
RTB
Registered User
 
RTB's Avatar

Join Date: Nov 2008
Location: Home port Kemah, TX Currently in Brunswick Georgia
Boat: Hunter 36
Posts: 1,509
Images: 2
Re: Cruising Budget, Part II

Have you looked at Livia's thread? Published Costs of Cruising
RTB is offline   Reply With Quote
Old 14-03-2011, 13:46   #26
CF Adviser
 
Bash's Avatar

Cruisers Forum Supporter

Join Date: Dec 2008
Location: sausalito
Boat: 14 meter sloop
Posts: 7,260
Re: Cruising Budget, Part II

Quote:
Originally Posted by Don1500 View Post
Did I miss any expenses that happen to everyone, even if some do get around some of them? How much will I spend, I don't know for sure but I need each catagory to get a starting point.
Don1500, the problem here is that we all do it differently. The only expense that everyone incurs is food. There are many cruisers who consider a slip to be a needless extravagance. On the other hand, there are cruisers who wouldn't dream of heading offshore without a sat phone. Do you need a sat phone? I can no more advise you on that question than on the question of whether you need propane. People have circled the globe without burning any propane, and yet I use at least 25 gallons per year. Why? Because I cook a large percentage of meals on the BBQ. But there are zillions of cruisers who have no need for a BBQ. Or an oven.

Your list includes "needs" that are not particular to all cruisers, such as "entertainment." When you say you'll use Netflix, that won't make sense to a lot of cruisers. Where is Netflix going to mail your movies? Do you plan on only anchoring in coves with a Netflix dropbox? I suspect this is why people think you've confused "cruising" with "living aboard." A lot of liveaboards subscribe to Netflix, I should think, but not a lot of cruisers.
__________________
cruising is entirely about showing up--in boat shoes.
Bash is offline   Reply With Quote
Old 14-03-2011, 13:54   #27
Registered User
 
Don1500's Avatar

Join Date: Jul 2010
Location: On Board, just above the water
Boat: Marine Trader 47
Posts: 1,176
Re: Cruising Budget, Part II

Quote:
Originally Posted by Saucy Sailoress View Post
earning an astounding .5% interest. ...
Don't tell me you have it in a Savings account! Even a CD will bring in 3% if you look hard enough. And remember the more you have to invest with a company the higher the interest rate you can get.
__________________
The Nomad Blog Mother, mother ocean, I have heard you call
Everything I know about cruising I learned from Travis McGee - http://theroamingnomad.com
Don1500 is offline   Reply With Quote
Old 14-03-2011, 13:56   #28
Registered User
 
tager's Avatar

Join Date: Apr 2009
Location: Vashon, WA
Boat: Haida 26', 18' Sea Kayak, 15' kayak, 6.5' skiff, shorts
Posts: 837
Re: Cruising Budget, Part II

I just have to brag. My expenses are REALLY LOW.
Slip
$348
Insurance $0
Transportation $0 (CHEAP bicycle)
Food $200 (Work in foodservice, so only buy raw organic veggies, I get all the free coffee/carbs/unhealthy junk I could eat.)
Laundry $10
Entertainment $60 (Mostly spent at the bar)
Emergency $0
Fuel $5 (About a gallon a month!)
Health Insurance $0

Woo hoo! More money for ME!
__________________
tager is offline   Reply With Quote
Old 14-03-2011, 14:02   #29
Registered User
 
PamlicoTraveler's Avatar

Join Date: Aug 2008
Location: Depends
Boat: SB 43' Cutter
Posts: 679
Images: 13
Re: Cruising Budget, Part II

tager....hopefully you don't get sick or drag anchor. I kinf of like the concept of self-insuring, but I'm not brave enough to do it.

Health insurance is a real tough one for me to sort out.
__________________
The next best thing to playing and winning
is playing and losing ...
[I]
PamlicoTraveler is offline   Reply With Quote
Old 14-03-2011, 14:02   #30
RTB
Registered User
 
RTB's Avatar

Join Date: Nov 2008
Location: Home port Kemah, TX Currently in Brunswick Georgia
Boat: Hunter 36
Posts: 1,509
Images: 2
Re: Cruising Budget, Part II

Quote:
Originally Posted by Saucy Sailoress View Post
and bribes.
Troublemaker! Congrats on your new "MOD JOB"!
__________________

RTB is offline   Reply With Quote
Reply

Tags
budget, cruising

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Cruising Budget Blue Crab Liveaboard's Forum 22 13-03-2011 13:55
Figuring Out the Cruising Budget Captain Peppers Dollars & Cents 30 02-12-2010 18:55
Croatia on a Cruising Budget Howard Just Europe & Mediterranean 0 31-08-2008 14:38
Cruising Cat on a budget amelis Multihull Sailboats 4 14-08-2008 17:19
Cruising Budget Islandbound General Sailing Forum 16 17-02-2006 17:16



Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -7. The time now is 23:06.


Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.