I am retired, 50 miles from a big city and currently at a private dock
. I grew up on the water
, served in the navy
, worked tugs and owned a commercial fishing
boat. Proper boat maintenance
can be more than house upkeep, but you don't mow the lawn every week in the summer. No bushes to trim nor gutters to clean. There are docking
deals if you look for them. Private docks or boat yards that want to have someone around can be found. I pay $350/month for an 83' boat at a private dock
. Power cost me just what the dock owner is charged... no surcharge, so .068/kwh on the Columbia
River. If not here, I would be at a commercial fishing
port for about $550 a month. In a Seattle
marina it would be $1000+. Better marinas
and tv hookups. I have my own receivers and use Dish tv and Excede satellite internet
. Both more expensive than cable. The small, close by grocery stores are about 20-50% more expensive than a competitive national chain. I drive 15 miles for groceries. I have a PO box at a commercial mail/copy center. They receive any package short of palletized and will box and remail my mail when I'm traveling. Unless it's changed, USPS only takes their own packages, not UPS, etc.
You'll need a survey
. Hagerty Insurance - Vintage, Collector and Antique Insurance
- is the marine
insurance I use. But areas with lots of boats usually have marine
insurance brokers. Hagerty underwrites many of the brokers bigger boats. The more competitive brokers are usually around ports
where there is a large commercial presence. If you don't have a masters license
, around here you have to have a boaters card, I think all states are in on it. Another way to tax those evil rich people. You probably should have the card when you apply for insurance, although an any tonnage, any ocean masters license
doesn't seem to get any real discount on insurance. This is a wood boat built 73 years ago with no mortgage. In port I only carry liability, about $700/yr. Loss for ocean beyond 25 miles and Alaska/Canada runs about 10% of value. So in 10 years I will have bought another boat.
is another expense if you can't do it on board.
Your state should should have a web site that can estimate registration fees
I use incinolets for heads. They have a paper liner that drops into a burn pot when flushed. Electric
coils around the pot below where you sit, burn or evaporate what you put in it. You can't clog them with paper and anything that will burn will be turned to light ash, no smell. They're not cheap
, but the only plumbing
is a plastic pipe vent. No weekly trip to a pump out. No sewage pipes and gaskets to deal with if you have problems. It uses about 1 kwh per flush or about 7¢ here. When I'm aboard alone, I dump the ash pan about every 10 days.
Heat in cold weather
is my biggest expense. Insulation
goes a long way.