Not certain of the requirements in Australia
, but almost all larger marinas
that allow liveaboards require liability insurance in the US. As I recall
, if there is a note against the boat, to aquire insurance you need to show the insurance company that you are capable of operating the vessel through sea time or licensing whether or not you plan to live aboard. I would imagine that Aussie marinas
are just as sensitive to financial liability as those in the US.
By the way, there is a difference between birthing and berthing!
The question of manning falls under the licensure regulations
in the US. There aren't any manning restrictions unless the vessel is under charter
or has paying clients aboard. The concern in the US is more to ensure there is sufficient experience for the tonnage of the vessel. As a result, the certifying government
agency, USCG, has minimal requirements for a 'six pack' license
which allows you to take up to 6 paying passengers, through tonnages of 100, 500 tons etc.
Professional seamen normally attend a Maritime Academy which is the stepping stone to deck
room officers, third, second, first up to Captain
or Chief Engineer
I've left a lot of holes in the cetification ladder for insurance purposes but you get the general idea.
Third party insurance protects the marina where you might or might not be living aboard
due to costs associated with damage you or your vessel might cause another vessel in the marina or to the marina facility itself whether you are aboard or not. This should include fire, collision
, accidental or through misoperation of your boat causing damage to someone else and/or their vessel. In the US, a personal liabilty rider that covers medical
costs to you or some who might be injured in the mishap is important because of the high costs of medical
treatment in the US. Not as much an issue in Australia
, I reckon... Phil