Ok, so I inquired with my home insurance agent and, no surprise, I can't cover the boat under the house insurance. The agent suggested an insurance company called AXA Pacific .... anybody heard of them ?
It appears I can't just buy liability insurance but a full package was surprisingly reasonable at around $650 estimated per year. This would cover the area of Pudget Sound, all the islands here and up to about Alaska
someplace. I am still waiting for clarification if it covers the outside/Pacific side of Vancouver Island or Queen Charlottes.
The part that I didn't like was the fact that this coverage is as far as this insurance company goes. Anything outside that area is covered on a trip by trip basis (if at all). This isn't an issue at the moment but what happens if I have a hankering to go to Hawaiii (forget the fact that we are talking open ocean in a Catalina
I would be interested to hear what people think about AXA and about limiting the coverage area (and anything else)